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382 West Baltimore St.

Wilmington, IL 60481


Tel: 815-476-5896

Fax: 815-476-6831


Monday - Thursday

9:00 am to 5:00 pm



9:00 am to 4:30 pm


Saturday  and Sunday



Evenings by Appointment





The largest investment that you will ever make is in your home. Every home policy covers you for fire, tornado, and other natural disasters, but does it give you coverage for the little things like a power surge? We will make sure that your homeowner's policy protects your investment with no surprises.

Auto insurance is something that most Americans can not live without. Most people have at least one vehicle and sometimes more. In most cases, these automobiles are some of their most valuable assets and they should be protected accordingly. Our office will make sure that you understand all of the coverages on your auto policy. This knowledge will help you better select the right policy for you and your family. 

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Life insurance is a benefit paid in the event of death, tax-free. Life insurance provides money directly to name beneficiaries. They can use the money to help make up for your lost income, pay burial expenses, estate taxes, pay off the mortgage, and/or a child's college tuition. Life is one of those things that can be taken away at any point, so we need to have a plan in place. Life insurance is a great way to protect your family should untimely death occur.

Mother and Daughter Hugging

The health insurance market has changed drastically over the past few years and continues to change on a daily basis. We are here to help all of your insurance needs, as we write through several top-line companies. We can write a policy for an individual or a group and have the expertise to structure the plan to fit your needs. Let us know what your health insurance needs are and we can structure a policy to fit your specific needs. 

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Did you know that flood losses are not covered by your homeowner's policy? Flood insurance is always written as a separate policy. Flood insurance is such a big deal that the Federal Government runs a National Flood Insurance Program. (NFIP) The government draws a flood hazard boundary map that divides the country into flood zone risk areas. Their flood insurance rate map sets the coverage and premiums for those areas.  Find the hazard map here: 

Recreational Vehicles

We offer a wide range of recreational vehicle insurance. Many of the basic coverages to that of your standard auto policy, but are specifically tailored to the needs of a recreational vehicle. Don't see what you're looking for? Let us know, and we may be able to tailor a policy to your specific needs.

Motorcycles                            Motorhomes/ RVs 

Boats                                       Personal Watercraft

ATV/ 4 Wheeler                      Dirt Bike

Antique/ Collector Autos      Golf Cart 


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Everyone has hopes for early retirement. How do you turn this dream into a reality? A little planning goes a long way. The earlier that you start saving the better off that you will be. As life expectancy continues to rise we will need more and more money to retire comfortably. With a little planning, you can make the retirement years some of the best of your life. Our agency offers many plans to get you on the right path toward retirement. 


A personal umbrella policy is excess liability coverage in case of insufficient underlying policies (homeowners insurance, auto insurance, etc.) Once the limits of your underlying policies are exhausted, the umbrella policy kicks in to extend or continue the coverage. These policies can be written with liability limits of 1-10 million dollars in coverage depending on your needs.

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